Who will you be when you don't have a business card? What will get you out of bed in the morning when your employment does not? When you've played golf 4 days in the week, what will fill your time the other 3 days?
According to Marc Freedman, author of Encore, Finding Work That Matters in the Second Half of Life, "In one of the most significant social trends of the new century, and the biggest transformation of the American workforce since the women's movement, members of the baby boom generation are inventing a new phase of work. If the old golden years dream was the freedom from work, the dream of this new wave is the freedom to work--in new ways, on new terms, to new and even more important ends."

In the past, planning for retirement has been about financial planning--obviously, a good idea. But knowing what your lifestyle is going to be in retirement would help determine your financial needs. Travel, a vacation home, moving to a new location, care of aging parents--are all part of the big picture of planning for retirement: emotionally, socially, and financially.

In your retirement, which of the following groups will you become a member of: the Sick and Tireds, the Live for Todays, the Comfortably Contents, or the Ageless Explorers? Make your choice and plan for your life in retirement

As a society, we hear about financial planning for retirement when we first begin a job after high school or college. What will your monthly deduction for social security be? What will you contribute to a 401K? What will your company match? But what company asks you to consider what you will be doing in addition to what will you be spending in your retirement?

Retirement can be like being 18 again and discovering what you want to be after high school. What do you want to be when you really grow up? What have you always wanted to do but didn't have the time? What are the possibilities of finding a new beginning rather than an end in retirement?

Some people find their employment very satisfactory and fulfilling; others need to find fulfillment in retirement, a way to leave a legacy. A legacy is not only financial, but that of values, life lessons and beliefs.

"If you don't have a clear plan for what you're going to do with yourself, it's easy to fail at retirement." Dave Corbett of New Directions, a firm which advises people in transition.

CASI Life Options, helping adults transition from midlife to a fulfilling future, offers programs to help you consider options and opportunities for your life in retirement. Our programs focus on becoming involved socially, opportunities to volunteer in the community, programs to help find meaningful work and connections and skills to do that work plus a Life Mapping course to help you find your plan for retirement.

"It's not just about return on investments; it's about return on life." Anonymous.